Can IAS Officers Earn In Crores

Many of you are searching for this question: Can IAS officers earn in crores, or can any other civil servant legally do. To give your answers, I came up with a lot of information that can help you out. This information I got from websites, forums,s and some of my own research.

Can IAS Officers earn in crores? IAS officers and all other civil servants can legally make crores by saving their salary and investing their money legally in stocks, bonds, mutual funds, and property.

Okay, now you know that all civil servants can earn in crores or have that much money in their bank accounts. Let’s see each thing in detail.

What are sources that Can IAS Officers Earn In Crores?

There can be scenarios that can make an IAS officer millionaire. Let’s take a look at it one by one.

Earning from their salary

I have calculated the lifetime average salary of IAS officers. I have also made a table to help you understand how many years it takes to make a government servant make crore rupees.

For example, if a person joins civil service at the age of 25, it does service until 60 years, making a total service year of 35 years.

Note:- Here I have not calculate the earning after retirement from pension.

Basic salaryyears/timescaletotal earnings
561001-4 years26,92,800
67,7005-8 years32,49,600
78,8009-12 years37,82,400
1,18,50013-16 years56,88,000
1,44,20016-24 years1,55,73,600
1,82,20025-30 years1,31,18,400
2,05,40030-33 years73,94,400
2,25,00034-36 years81,00000
2,50,000 more than 37 years(2 years)60,00000
Total Earnings5,50,80000
Lifetime average earning of civil servants

As you can see from the above calculations, on average, an IAS officer can earn between 5-7 crores rupees in their lifetime. Now here, I have not calculated the allowances provided by the government.

Money From Property

Most people have noticed people who crack the civil services exam. Most of them are from middle-class families. As per my knowledge, most of them have ancestral property.

Government servants may have a property which is to be divide or sold from them they can get a huge amount of share this thing can also add money to their bank balance.

Other than that, they can also purchase property from their own salary and sell it later in profit to make money in crores.

Earnings From Investments

Yes, civil services, including IAS officers, can invest their money like normal people. But for that, you need to take permission and do a lot more paperwork than a common person.

If you invested in the right place, you could multiply your money in a short time, but for that, you need to see how the stock market or whichever field you are investing how it is running.

Here are some investments that civil servicer officers can invest using their legit money.

  • Share market.
  • Property.
  • Fixed Deposits.
  • Mutual Funds.

Become Rich After Marriage

So we all know taking and giving dowry is a crime, and IAS officers are pretty much aware of it. But what if the person you are marrying is super-rich.

This makes you rich when you marry a person as you get a legal share of their property.

What things IAS officers cannot do to earn money?

Accept Gifts.

As per the All India Service rules (under rule 11), an IAS officer or any civil servant cannot take gifts at any functions from any individual or family, or friends without disclosing it to the government.

Do business.

IAS officers cannot even do business in their name or take any other income in their bank account because it violates the (conduct)rules 1968. However, officers who all are retired can involve in doing any business on their own

Take Bribe

Taking bribes is a big crime, and still, people do it from both sides. Yes, I have seen with my own eyes. But if any officers do it for their own greed, then immediate action is required against them.

Read this:- Can IAS Aspirants Have A Tattoo? Best Answer With Proof.

Can IAS officers never do business?

Once any person is retired or takes voluntary retirement from their own, they can do any kind of business independently.

Can IAS Officers Buy luxury cars?

As per the calculations, an IAS officer can buy any luxury car from their salary. They can get a luxury car by financing it and paying EMI per month.

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Manish Pandey

My name is Manish Pandey; I am a full-time blogger at degreesetup.com. Here on This site, you will learn about content related to education and guides for students to make their lives easier!

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